One of my goals for 2009 was to cut my student loans in half. I am fortunate in that my only student loans were associated with paralegal school. My entire undergrad education was footed by scholarships and my generous parents.
I started the year with more than $8,000 left to pay from a $10,000 loan. It was all the debt I had, so I really kicked my debt pay off into full drive. Even though my minimum payments were about $100 a month, I was paying around six times that amount for the majority of this year.
So today, I would like to say I have the following amount left to pay off my student loans: ZERO DOLLARS! I'm done. No more student loans. EVAHHHHHHHH!
Thanks to my zealous over payments and my annual bonus it's all gone. About midway through this year I started to realize that I could pay it all off. And if I paid it all off that could free me up to do whatever I wanted in the coming year. So now I can.
And in a nod to what I want to do in the coming year, I purchased a lens today. The lens I've been wanting for so, so long. The best part about my purchase is thanks to my company I paid $250 less than I had budgeted. My annual company Christmas party was last Thursday, and I won an Amazon gift card. (I know, no meat! I'm as shocked as you are.) I'll have my lens by Friday, which is perfect timing because Friday will be a day off for me. I've got one unplanned vacation day left and Friday seems like as good a day as any to use it. And my new camera lens.
So yeah, I will definitely say today goes in the good day column. This year is ending pretty spectacularly. I can't wait to see what 2010 has in store.